1. Choose Your Loan
Mortgage Loan Overview
Adjustable Rate Mortgages (ARMs)
Fixed Rate Mortgages

2. Apply
Apply Online – a complete online application.
Apply with a Mortgage Consultant – Over the phone or in a branch.

3. Tech CU Processes Loan
Once you have submitted your application, we will start processing your application following these steps:

• Your credit report is ordered.
• Income and assets are verified.
• A professional appraiser determines the home's market value.
• If everything is in order, an approval decision is made.
  

4. You Get Approved

5. Loan Documents Signed
If your loan application is approved, your Mortgage Consultant will coordinate the loan signing.

6. Your Loan is Funded
Once all the documents are signed, the credit union will take care of disbursing all funds to the appropriate parties.